Watch this Crash for Cash Video Now, then Read Below
Did You See The Sequence of the Scam?
- The lorry driver was originally in the right hand lane trying to overtake the black Merc but the Merc didn’t want the lorry to overtake him and the black Golf or for the lorry driver to get in between them, so he speeds up to keep the lorry directly behind him. You can see that within the first 20 seconds of the video.
- You’ll then notice that the black Merc accelerates quickly so that he’s positioned right behind the black Golf (go back and watch the video again).
- The lorry driver increases his speed presumably with the intention of overtaking the Merc (40 seconds into the video).
- At the 45 seconds point in the video the black Golf suddenly slips off into the left hand filter lane which makes the Merc driver brake hard but there were no brake lights seen to come on, on the Golf.
- The Merc brakes to a halt despite the driver having not being forced to need to brake because the Golf didn’t brake at all.
- The Merc is completely stationary immediately prior to the lorry driver hitting him, he didn’t need to stop. Contrary to the logical course of nature it was completely unnatural for that Merc driver to stop in his lane!
Crash for Cash scammers have been fraudulently taking insurance companies to the cleaners for over 15 years in the UK. The biggest UK “crash for cash” scam was foiled when a gang of known fraudsters were identified following a crash between a bus and the rented car that they were driving. A scam that could have potentially netted the gang £50,000 in insurance claims was prevented by the Insurance Fraud Enforcement Department in 2014.
Was this a Successful Crash for Scam Operation
No, it wasn’t! When the Merc driver registered his insurance claim the lorry driver provided his dashboard video and on seeing this video the insurers became suspicious and forwarded this over to the Insurance Fraud Bureau who, after examining the video contacted the Police. A long investigation resulted in the Police deeming this to have been a scam involving both the driver of the Merc and also the driver of the Golf. The lorry driver was simply the innocent party in this scam.
Was this a Successful Operation for the Police
Yes, the Police investigation uncovered a ring of crash for cash scammers involving over 130 “crashes for cash” faked accidents and insurance claims worth over £3 million. That was in 2010 but these crash for cash or bang for cash as they are sometimes called are… on the increase!
Here’s another video of another driver attempting to create a crash for cash incident.
The Hard Facts of Crashes for Cash
The Insurance Fraud Bureau released the Top 30 postcode locations where these crash for cash scammers operate and these are as follows;
- B8 (Birmingham)
- B6 (Birmingham)
- B10 (Birmingham)
- BD9 (Bradford)
- BD8 (Bradford)
- M8 (Manchester)
- BD3 (Bradford)
- B25 (Birmingham)
- OL8 (Oldham)
- B11 (Birmingham)
- B9 (Birmingham)
- M12 (Manchester)
- BD7 (Bradford)
- BL3 (Bolton)
- B66 (Birmingham)
- B19 (Birmingham)
- S9 (Sheffield)
- M19 (Manchester)
- L28 (Liverpool)
- WF13 (Wakefield)
- BD5 (Bradford)
- N18 (London)
- OL16 (Oldham)
- EN3 (Enfield, London)
- B18 (Birmingham)
- N9 (London)
- B21 (Birmingham)
- M18 (Manchester)
- M9 (Manchester)
- BB9 (Blackburn)
All of those postcodes above are in inner city or just outside the inner city areas and this is where scammers pick their spots. Note: they typically favour roundabouts rather than T junctions so beware, it seems that there’s a scammer about almost everywhere.
Protection is Better than Cure
Buy a Dashcam and use it every time you go out for a drive at least if you do this you can factually prove you weren’t the offending driver. You can buy dashcams everywhere these days but one we can suggest is here, http://www.roadhawk.co.uk one of the favourite sellers of dashcam software.